The feeling of owning a home cannot be replicated. The walls are marked with the memories made and celebrations thrown. There’s nothing like coming home to your own house after a long day. You don’t have to worry about making small talk with your neighbors or having someone else’s music blaring through the walls. When you own your own home, you can close the door on the world and relax in your own private sanctuary.
Imagine that dream home that you’ve always envisioned for your family. Now imagine it no longer lives in your mind but is an actual property under your name. This is all possible thanks to the Katani Villas in Syokimau and NCBA Mortgage Finance. But before we dive deeper into this offering, let us look at four major reasons why it is so important to own your house today.
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1. The Freedom To Renovate And Decorate
One great benefit of homeownership is the freedom to renovate and decorate your home however you want. When you’re a homeowner, you don’t have to ask permission from a landlord to make changes to your property. You’re in more control of your living experience. You can paint the walls, put up new creative shelves or install new appliances without having to worry about breaking any rules.
You generally have more say over your living space and get to decide what you like and don’t like. When you rent, you are at the mercy of your landlord when it comes to making changes to the property. However, when you own your own home, you can make any changes you want without having to get approval from anyone else.
2. Financial Benefits – A Home Is An Investment
One of the biggest advantages of owning your own home is the financial benefits that come with it. For instance, when you own a home through a mortgage, you build equity with each mortgage payment. This equity can be used as collateral for loans or lines of credit in the future. Also, if you eventually decide to sell your home, you will likely make a profit. This profit can be used to finance your retirement or help pay for your children’s education.
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Owning your own home is also a great investment. The value of your home will typically go up over time. This is not always the case with renting, as landlords often raise rents every year without any guarantee. Not a single percentage of the money that you have paid over the years can be recovered back into your pocket as a tenant.
READ ALSO: A Beginner’s Guide to Mortgages When Buying a House
3. Pride Of Ownership
One of the best things about owning your own home is the feeling of pride and accomplishment that comes along with it. When you own your own home, you have a physical embodiment of all your hard work and smart decisions. It’s something you can point to and say “I own that.” Not only is there a great sense of pride that comes with owning your own home, but it also brings a sense of stability. You don’t have to worry about your landlord raising the rent or kicking you out with no notice. When you own your own home, you have total control over your living situation. It’s a place where you can feel safe and secure. It is something that you can pass down from generation to generation. Your special abode where memories are made. A place where you can raise a family and make a life.
4. Become Part Of A Community – Put Down Roots
When you become a homeowner, you automatically become part of a community. You are no longer just a transient renter – you have put down roots. This gives you a sense of stability and security that can be hard to come by in today’s world.
When you own your own home, you can be involved in the community in which you live and make it a better place. You can also get to know your neighbors and build relationships with them, if they are people who share your values and interests. This is also important if you have children. They can make friends and be involved in activities that they wouldn’t be able to participate in if you didn’t have a house in that particular community. Owning your own home is a great way to feel like you belong somewhere and to make a difference in your community.
In conclusion, it’s clear that taking the plunge and buying a property is a smart move. That’s where the Katani Villas and NCBA great offer comes in. Katani Villas in Syokimau prides itself in being the most affordable gated community on the tarmacked Katani road, which is 3 kilometers from Mombasa Road express highway. Today, thanks to NCBA Mortgage Finance you can own one of these beautiful homes. Reach out to them to get an NCBA home loan, and access financing of up to 105% to achieve your home ownership goal with a reduced interest rate of 11.9% fixed for the first 3 years.
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